EMI Calculator

Calculate your monthly EMI, total interest, and total payment instantly.

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₹10K₹1Cr
1%30%
1 mo30 yrs

Monthly EMI

₹0

Total Interest

₹0

Total Payment (Principal + Interest)

₹0

How does the EMI Calculator work?

EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. Equated monthly installments are used to pay off both interest and principal each month so that over a specified number of years, the loan is paid off in full.

EMI Calculation Formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

  • P: Principal loan amount
  • R: Rate of interest per month (Annual Rate / 12 / 100)
  • N: Number of monthly installments (Tenure in months)
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